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Bookkeeping and invoicing

Wave pricing

Free plan

Wave has a free plan, and paid plans start at $19/mo on Pro. Checked Nov 10, 2026 against the official pricing page.

Free invoicing and bookkeeping for a small business, with optional card payments. It keeps your books; it does not give tax advice.

You + AI

A plain tool with no AI inside

Wave does one fixed job the same way every time. Run it yourself, or let your AI assistant run it where the two can be connected. You approve what goes out.

Do you even need AI for this?

Often not for the job itself. A plain tool does it the same way every time, and it is usually cheaper. AI helps around it: it can run the tool for you and write the words.

Jobs Wave does better than AI

Plans and prices

Wave plans, checked Nov 10, 2026. Official pricing page Prices are indicative and may change. Always confirm on the provider's site.
PlanPriceWhat you get
StarterFreeOnline card payments 2.9% + $0.60; Amex 3.4% + $0.60

Unlimited invoices, estimates, bookkeeping records

  • Invoicing
  • Bookkeeping records
  • Mobile app
Pro$19/moor $190/yr$19/mo monthly, or $190/yr; first 10 card transactions/mo at 2.9%+$0

Adds bank-transaction auto-import (Plaid), auto-categorization, invoice attachments, removes Wave branding

  • Everything in Starter
  • Auto-import bank transactions
  • Automated late-payment reminders

Best for

Save admin timeReduce software costs

Wave pricing questions

How much does Wave cost in 2026?
Wave has a free plan, and paid plans start at $19/mo on Pro. Checked Nov 10, 2026 against the official pricing page.

Our evidence on this tool

Catalog status
Recommended — can be a primary pick in a plan
Price last checked
Nov 10, 2026
Capability last reviewed
Oct 21, 2026
Evidence confidence
High — checked against the vendor's own pricing page
Official documentation
Read the vendor docs

Re-checked in batches. We date every check and never take payment for placement. How we rank tools

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